Real estate appraisal services for homeowners in the city of Louisville and Jefferson County

Here are the top 7 reasons why KY homeowners need Jack McCarty MAI, CPA, EA, LLC.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To cut a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a KY divorce, when real estate property needs to be divided
To settle an estate in Jefferson county or KY by determining the true market value of real estate in question

Need help deciding the price of your house in or near Louisville, KY?
Contact Jack McCarty MAI, CPA, EA, LLC..

At Jack McCarty MAI, CPA, EA, LLC., we understand the particular needs of a customer after appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. Being a regular homeowner that ordinarily doesn't see an appraisal on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Jack McCarty MAI, CPA, EA, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to cancel PMI

A popular money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping consumers just like you rid themselves of undesirable PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. A professional appraisal from Jack McCarty MAI, CPA, EA, LLC. is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be difficult from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Jack McCarty MAI, CPA, EA, LLC. can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity? Jack McCarty MAI, CPA, EA, LLC. offers field reviews where we go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.